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Superannuation Shake-Up From 1 July 2026: Payday Super Changes Small Business Owners Must Do Now
From 1 July 2026, a major superannuation change will affect over 14 million Australian workers and thousands of small businesses. Employers will no longer pay super quarterly. Instead, super must be paid at the same time as wages and reach employees’ funds within seven business days of payday. This is one of the most significant payroll changes in decades.

Jeanette Howel
Feb 253 min read


Why Income Doesn't Equal Cash Flow
Two businesses can earn the same amount — yet one constantly struggles with cash flow while the other feels stable. Why?

Jeanette Howel
Jan 51 min read


When a Side Hustle Becomes a Serious Business
Many businesses start small — weekends, evenings, a bit of extra income. But growth brings change, whether you plan for it or not.

Jeanette Howel
Jan 21 min read


Bookkeeping Myths That Are Costing Small Businesses Money
There are a few bookkeeping myths that refuse to disappear — and they quietly cost businesses money.
Learn the truth here...

Jeanette Howel
Dec 28, 20251 min read


The True Cost of “I’ll Fix It Later” Bookkeeping
“I’ll fix it later” is one of the most expensive habits in small business bookkeeping.
At first, it feels harmless — a few unreconciled months, a BAS pushed back, receipts to sort later. But the cost grows quietly.

Jeanette Howel
Dec 21, 20251 min read


What Your Bookkeeper Notices Before Your Accountant Ever Does
Your bookkeeper often sees problems long before they become expensive. That’s not because accountants aren’t thorough — it’s because bookkeepers are in your numbers every week or month, not just at year-end.
Here are some of the early warning signs a bookkeeper usually spots first.

Jeanette Howel
Dec 18, 20251 min read
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