Bookkeeping

From 1 July 2026, a major superannuation change will affect over 14 million Australian workers and thousands of small businesses. Employers will no longer pay super quarterly. Instead, super must be paid at the same time as wages and reach employees’ funds within seven business days of payday. This is one of the most significant payroll changes in decades.

“I’ll fix it later” is one of the most expensive habits in small business bookkeeping. At first, it feels harmless — a few unreconciled months, a BAS pushed back, receipts to sort later. But the cost grows quietly.

Your bookkeeper often sees problems long before they become expensive. That’s not because accountants aren’t thorough — it’s because bookkeepers are in your numbers every week or month, not just at year-end. Here are some of the early warning signs a bookkeeper usually spots first.